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Welcome! Here You Can Find Great Information on Driggs, Victor, Tetonia, Grand Targhee Resort and Teton Valley, Idaho Real Estate 
Looking for homes, vacant land or development opportunities in the Driggs, Victor, Tetonia, Grand Targhee Resort and Teton Valley areas? Check out our Feature Properties or Search All Local Listings by letting us know what you are looking for!
The Gillespie Real Estate Team's specialty is putting YOUR Real Estate needs first. Their knowledge and love of the area provides you with information on residential, commercial, resort, investment, rental, and development properties throughout the entire Teton Valley.
TetonValleyExperts.com also provides you with plenty of information about our fabulous towns of Victor, Driggs, Tetonia and Teton County.
This site is filled with ways that you can contact us for one-on-one expert help and advice on the Teton Valley lifestyle of world-class skiing, golf, fishing, hiking and national park access. That's our job.
Buying and selling a home is one of the biggest events in your life. As top Teton Valley and Teton County REALTORS® in both Idaho and Wyoming, we have the experience and track record you are looking for. Please let us help.
- Garth Gillespie and the Gillespie Real Estate Team 
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First Time Buyers >Good Faith Estimates
Several years ago the U.S. Congress tried to protect consumers from a few unscrupulous lenders by requiring all lenders to calculate and disclose the annual percentage rate (APR) you pay on your mortgage loan. But most homebuyers will learn more by directing their attention to the Good Faith Estimate of Settlement Costs (GFE). Although Congress meant well, in practice the APR is not helpful and may be confusing.
If you are looking for a good way to understand your costs of borrowing and/or to compare one lender's costs to another, the GFE is your best bet. Get your lender(s) to provide a written GFE before you commit your mortgage business. When reviewing a GFE, keep in mind that the lender actually controls only a certain portion of the disclosed costs. Other parties typically control costs of appraisal, settlement, title insurance, recording fees and taxes, survey, and the "prepaid" expenses of homeowner's insurance, mortgage insurance, real estate taxes, etc. Review these origination fees, discount points, etc. and you will have the ability to understand the full costs of your proposed mortgage loan.
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| Q |
What is the oldest U.S. capitol in which a state legislature still meets in its original chambers?
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| A |
New Hampshire's State House |
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The Gillespie Real Estate Team
Sotheby's International Realty
1 South Main Street
Driggs, ID 94516
Phone 1: 307-739-8056
Phone 2: 307-413-5243
Fax: 307-733-0511
GGillespie@NUMBER1EXPERT.com
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